Financial modelling, tax and legal support
A project does not live only on site. The financial model, the tax structure and the contractual framework shape its economics as much as the construction programme does.
The model was built in a spreadsheet once before the start and stopped reconciling with reality long ago.
The bank wants the model in its own format, with scenarios and debt cover ratios, and all that exists is the version headed "as intended".
The tax consequences of the chosen delivery structure became clear only after the structure had been chosen.
Contracts with contractors, tenants and buyers were written by different people at different times and do not sit together.
Project financial model
Cash flows, payback, returns and funding requirement — with scenarios and sensitivity analysis rather than a single figure.
Bank-format model
The format, horizon, debt cover ratios and stress cases in the form a credit committee expects to see them.
Updated against actuals
The model is refreshed with the project's real data and stays a decision-making tool rather than a document produced to obtain a loan.
Tax structuring
The tax consequences of the delivery structure worked through: how the parties relate to one another, which regimes apply, where liabilities arise.
Legal support
Contracts, land and property transactions, corporate matters, and support through negotiations.
Process design
Approval procedures, document flow and delegated authority — so decisions do not wait on a signature that is on holiday.
- 1
Starting conditions
We work through the concept, the parties, the funding sources and the commitments already made. This step often reveals that the structure is already partly fixed by signed contracts.
- 2
Building the model
Cash flow calculation, scenarios, and sensitivity to the parameters that matter: time, cost, interest rate, take-up.
- 3
Tax and legal work
Consequences of the chosen structure assessed and the contractual construction prepared.
- 4
Agreeing it with the funder
Materials prepared for the bank or investor, credit committee questions answered, revisions made.
- 5
Ongoing support
The model kept current as the project runs, and legal support for transactions as they arise.
A model that knows what is happening on site
Actual dates and spend come into the model from the dashboard instead of being retyped once a quarter. The effect of a delay on payback and on debt cover is therefore visible while there is still time to respond to it.
See what it looks like- Why a financial model when there is a project budget?
- The budget answers what will be spent. The model answers whether that money comes back, when, and what happens if the project runs six months late or the rate moves. Different questions — and the second usually decides whether to start at all.
- Do you replace our accountant and lawyer?
- No, and we should not. We work at the level of project structure: how delivery is arranged, what follows from it, what the contractual framework looks like. Day-to-day accounting and final tax positions stay with your own specialists — we hand them a worked-through structure and confirm it together with them.
- Do you work with foreign investors?
- Yes, and it is a distinct part of the job: to an investor from outside, the local procedures, reporting formats and tax regimes are opaque. The model and the structure are prepared so that they can be defended both to a local bank and to a head office abroad.
- How detailed should the model be?
- As detailed as the decisions are. At concept stage, excess detail manufactures false precision — the numbers look convincing while half the assumptions are still untested. The model is refined as decisions are made, not the other way round.
We run the whole project, but any single task can be taken on its own.
Ready to take your project under control?
Tell us about the task — within 1–2 days we will prepare a team structure, a roadmap and a commercial proposal.